You must manage your own life in your own way, to save it or to spoil it; I will never more bear any part in it. I am going back to England--alone. I shall give up your name, and I shall take my maiden name again--or some other. I shall live somewhere quietly where you will not discover me. But perhaps you will not look for me?"
"I will not," he said. "I owe you so much. I will not look for you."
"As regards the money which I have obtained for you under false pretences, out of the fifteen thousand pounds for which you were insured, five thousand have been paid to my private account. I shall restore to the Company all that money."
"Good Heavens! Iris, you will be prosecuted on a criminal charge."
"Shall I? That will matter little, provided I make reparation. Alas! who shall make reparation--who shall atone--for the blood-spilling? For all things else in this world we may make what we call atonement; but not for the spilling of blood."
"You mean this? You will deliberately do this?"
"I mean every word. I will do nothing and say nothing that will betray you. But the money that I can restore, I will restore--SO HELP ME, GOD!" With streaming eyes she raised her hand and pointed upwards.
Her husband bowed his head.
"You have said all you wished to say?" he asked humbly.
"I have said all."
"Let me look in your face once more---so--full--with the light upon it. Yes; I have loved you, Iris--I have always loved you. Better, far better, for you had you fallen dead at my feet on the day when you became my wife. Then I should have been spared--I should have been spared a great deal. You are right, Iris. Your duty lies plainly before you. As for me, I must think of mine. Farewell! The lips of a murderer are not fit to touch even the hem of your garments. Farewell!"
He left her. She heard the hall door open and shut. She would see her husband no more.
She went to her own room and packed a single box with necessary things. Then she called the housemaid and informed her that she had been summoned to return suddenly to England; she must reach Brussels at least that evening. The woman brought a porter who carried her box to the station; and Iris left Louvain--and her husband--for ever.
CHAPTER LXII
THE BOARD OF DIRECTORS
AT a Board Meeting of the Royal Unicorn Life Insurance Company, specially convened, the Chairman had to make a communication of a very remarkable character.
"Gentlemen," he said, "I call upon the Secretary, without further introduction, to read a letter, to consider which you are called together this day."
"The letter," the Secretary began, "is simply headed 'Paris,' dated two days ago."
"Only two days ago," said the Chairman, mysteriously. "But, of course, that means nothing. There has been plenty of time for him to change his residence. I dare say he may be in London at our very elbow. Go on, if you please."
"Gentlemen"--the Secretary proceeded to read the letter. "It is now three months since a claim was sent in to you by the firm of Erskine, Mansfield, Denham & Co., solicitors of Lincoln's Inn Fields, for the sum of 15,000 pounds due to the heirs of Lord Harry Norland in respect of an insurance effected upon his life."
"The claim, gentlemen," said the Chairman, "was duly acknowledged and paid some weeks later. It was a heavy loss; but these things will occur, and there seemed no reason to doubt the facts alleged, or to dispute the claim."
"I write this letter," the Secretary continued reading, "in order to inform you that the claim was fraudulent, inasmuch as Lord Harry Norland was at the time, and is still, actually living."
Fraudulent! The man still living! At this point there was a sudden awakening. Everybody sat up and listened with all their ears.
"I may tell you, gentlemen," the Chairman explained, "that the writer of this remarkable letter is none other than Lord Harry Norland himself, We will now proceed without further interruption."
"In conjunction with another person, I devised and carried out successfully a plan by which I was enabled to touch at once, and without the disagreeable necessity of previously expiring and being buried, the whole of the money for which I was insured. Other people have attempted the same design, I believe, but the thing has hitherto been managed clumsily. In my own case, it has been managed with great dexterity and artistic skill. As you will naturally be curious on a subject which interests you so closely I have no objection to reveal the method. It is not enough to write to your office and state that a certain person is dead. One must be prepared with proofs of the death should any doubt arise. No proof of death is quite satisfactory without evidence as to the disposal of the dead body. With that object, we procured from the Hotel Dieu a patient apparently in an advanced state of consumption. My accomplice, being a medical man, highly recommended, was able to do this without suspicion. We nursed him ostentatiously. During the latter part of the illness he was nursed under the name of Lord Harry Norland. He died. His name was entered in the official register as Lord Harry Norland. He was buried in the cemetery at Auteuil, near Paris, as Lord Harry Norland. A headstone marks his grave, which is purchased in perpetuity. The doctor certified the cause of his death, and communicated the fact to the deceased's brother, Lord Malven, and to the deceased's solicitors. The death was also announced to the papers. The difficulties attendant on the successful conduct of the business are so great that you need not fear a repetition. Nobody, in order to assist a fraud, will consent to die and lend his own body. It is seldom, indeed, that a sick man can be found--a foreigner and friendless--whose death will cause no curiosity and raise no questions. Add to this, it is extremely difficult, as I have now experienced, to find the necessary assistance without encountering the objections of conscience."
"Upon my word!" cried one of the Directors, "this is a most wonderful letter. I beg your pardon. Pray go on."
"We began very well. We buried our man under the name of Lord Harry Norland, as I have said. The difficulty then arose as to the presentation of the claim. It was most desirable that the claim should be made by the person who would most naturally be the deceased's heir and after proving his will and by his own solicitor.
"I am married. I have no children. I have not lived on good terms with my family. It was, therefore, quite reasonable to expect that I should leave my wife sole heir and executrix. It was also natural that she should go to my solicitors--the family solicitors--and ask them to manage her affairs.
"With this object I confessed to my wife as much of the conspiracy as was necessary. Like many women, she possesses, in addition to every virtue, a blessed devotion to her husband. Where he is concerned she is easily led even from the paths of honour. I practised on that devotion; I used all the arguments and persuasions based on that devotion necessary to convert a woman of honour into the accomplice of a conspiracy.